VIGA Accepted Here · Launching soon · Free to join
Say yes to more customers — and get paid in full.
Veterinary clinics first — then auto shops, dental practices, and contractors: when we launch, a customer who can't cover the whole bill will have VIGA bridge the gap and pay you directly by ACH. No risk to you. Ever.
Give your normal written estimate
Exactly what you already do. The customer will apply to VIGA from their phone, right at your counter.
Collect the customer's share first
VIGA will approve a set amount toward your bill. You’re never exposed beyond it.
Bill VIGA in your vendor portal — get ACH'd
You’ll upload your invoice after the service; funds will land in your bank in 1–2 business days.
Why businesses will join
All upside. Zero risk.
Paid in full, direct
ACH in 1–2 business days. No receivables, no collections — the customer will repay VIGA, not you.
$0 merchant fee
Unlike card-financing companies, VIGA takes no cut. The full amount lands in your account.
More customers walk in
Approved families will be shown participating businesses — walk-outs become treated, paying cases.
Free to join
A short application, a W-9, and ACH verification. No software, no subscription.
A team that can say yes
Give your staff a path to serve instead of refuse — and you never make or get blamed for a lending decision.
Community first
We prioritize businesses in low-and-moderate-income areas — your neighborhood prospers with you.
🏢 Also for employers
Offer VIGA as a benefit — at zero cost.
When we launch, give your team access to zero-interest Bridge Loans. Repayment will ride their pay dates as a small, voluntary, employee-revocable deduction — never a wage assignment, never a garnishment. Zero cost, zero liability, zero administration.