Tax-deductible · 501(c)(3) · EIN 42-2401101
Your dollar is never spent. It is only lent — again and again.
A donation to most charities is used once. A donation to VIGA is lent at zero interest, repaid, and lent again — the same dollars holding up family after family.
Every way to give
Pick what's easiest for you.
Credit / Debit Card
Fast, secure online giving.
Processing cost to VIGA: ~3%
Digital Wallets (Google Pay / Apple Pay)
Check out in seconds with Google Pay or Apple Pay.
Processing cost to VIGA: ~3%
PayPal
One tap from your PayPal account.
Processing cost to VIGA: ~1.99%
Venmo
Straight from the Venmo app.
Cost to VIGA: $0 — 100% goes to lending
Zelle
Bank-to-bank from your own banking app, fee-free. Takes about a minute — we’ll walk you through it, including the memo line we need to send your receipt.
Cost to VIGA: $0 — 100% goes to lending
Online Check (eCheck / ACH)
Pay directly from your bank online.
Cost to VIGA: $0 — 100% goes to lending
Mail a Check
Payable to VIGA · 24586 Hawthorne Blvd, Suite 104, Torrance, CA 90505.
Cost to VIGA: $0 — 100% goes to lending
Wire Transfer
For larger gifts — we'll send instructions securely.
Cost to VIGA: $0 — 100% goes to lending
DAFpay — Donor-Advised Funds
Give directly from your DAF in seconds.
Cost to VIGA: $0 — 100% goes to lending
Appreciated Stocks
The most tax-advantaged way to give. Donate shares held over a year: you deduct the full market value and pay no capital-gains tax on the growth — VIGA sells tax-free, so every dollar of appreciation goes to lending instead of the IRS. Transfers take one instruction to your broker.
Cost to VIGA: $0 — often 20–30% more impact than selling first and giving cash
Donate Real Estate
A home, rental, land, or commercial property — deed it to VIGA and deduct the appraised fair-market value while avoiding capital-gains tax. One property can seed a named Living Fund that lends in your family’s name for generations. We handle every step with counsel; it starts with a conversation.
Cost to VIGA: $0 — one gift, a lifetime of lending
Because loans recycle every few months, each donated dollar is lent many times over the years. Your gift compounds in lives — not interest.
🌉 Not a gift — a loan
Lend to VIGA: the 3-year, zero-interest loan.
Practice what we preach. Lend VIGA your capital at 0% for three years — we lend it out, it comes back, we lend it again. At maturity, every dollar returns to you.
Your money multiplies
Bridge Loans recycle every 3–6 months — over three years, your loan funds the same emergency six to ten times over before coming home.
Simple & documented
A short loan agreement: your amount, 0% interest, 3-year term, returned in full at maturity. Not tax-deductible — it’s a loan, not a gift — and convertible to a donation anytime you choose.
The lineage
This is how the global zero-interest movement grew — ordinary people lending their savings to the pool, interest-free, family after family. Dignity performs: 99%+ repayment.
Somewhere, someone is standing at a door you once stood at.
The dollar you give today is the one that opens it — again, and again, and again.