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AKHUWAT USA is a global initiative that aims at taking the exemplary success of Akhuwat interest-free microlending model, founded in 2001 with only $100 is now the world’s largest interest-free micro-lending organization. With a portfolio of over $675m, the organization has provided over 4.3m loans provided to date with an exceptional recovery rate of 99%.

The most important gap for hundreds of millions of talented, educated, hardworking, willing and able to work people is access to opportunities. Generation after generation, underprivileged and marginalized segments of most societies find it impossible to get out of the vicious cycle of poverty.

AKHUWAT strongly ascribes to the famous adage i.e. teaching a man how to fish to feed for life. We believe that the positive impact of empowerment does not only lasts a lifetime but for a generation.

Please join AKHUWAT – a movement to provide small micro-loans that are recovered in a short amount of time and are recycled many times over, helping so many deserving people live a happier and more fulfilling life – just like us.

Founder's Note


AKHUWAT’s universal vision is to rise above living a self-centric life. AKHUWAT’s core message is living a life full of love and service to others. To end pain and suffering around the world, caused by poverty demands that we share part of our blessings with others and take on some of their pains as ours. A life of service to humanity should be based on the principle of inclusivity so that we rise above our personal faith, country, race, sect, etc. AKHUWAT’s mission is to promote universal love and belief in the ideology of ONENESS, we are all one and THE ONE is in all of us.

Dr. Amjad Saqib

Founder VIGA

Change Through Empowerment!
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