✦ Zero-interest microfinance by VIGA · Live in Texas & California
A short gap shouldn’t
become a debt trap.
Bridge Loans of $250–$2,500 at 0% interest, $0 fees — always. Paid straight to your vet clinic, repaid in small bites on your paydays.
You cover at least 20% of the total bill. VIGA bridges the rest. You repay only what you borrowed from VIGA.
Start here
Which one is you?
I need help with a bill
What the loan is, what to have ready, and every screen of the application.
For borrowers →I need a clinic
Search participating vet clinics by city or ZIP.
Find one near you →I run a vet clinic
Free to join. Get paid in full by ACH in 1–2 business days — zero credit risk.
For clinics →I want to give
Your dollar is Loaned, repaid, and Loaned again.
Ways to give →Ask VIGA
Your questions, answered.
How it works
Three steps. That's the whole thing.
You cover your share
Upload your clinic's estimate and put in at least 20% of the total — for example, the total estimate is $1,400 and you can put down only $400.
$400
VIGA pays your clinic
Your Bridge Loan goes straight to the clinic — never cash to you.
+ $1,000
You repay on paydays
Small installments over 3–6 months. Your credit score can grow.
$1,000 back. Not a penny more.
You pay
$400
VIGA bridges
$1,000
Bill paid in full
$1,400
0% interest, $0 fees
Always
$250–$2,500
Bridge Loans
< 5 min
Typical approval*
*After identity and bank verification. See the full process →
VIGA Bridge Funds
Pet Emergencies is live in Texas & California. More bridges to follow.
Pet Emergencies
Vet bills, paid direct to the clinic
Live in TX & CAOn the Road
Car, tools & equipment
Keep the Lights On
Rent & utility emergencies
Well and Whole
Medical & dental emergencies
Family First
Family crises & funerals
General Fund
Wherever the need is greatest
The bridge is open.
If you need it, cross it. If you don’t, help us hold it up.