Become a supporting employer
Give your people a bridge across the worst week of the year.
Zero-interest emergency loans up to $2,500, repaid quietly through payroll over no more than six months. No cost to your company. No financial liability. Just dignity, restored when it’s needed most.
Become a supporting employerWhat VIGA is
A bridge across the gap, built into the paycheck.
VIGA is a nonprofit that provides zero-interest emergency loans — up to $2,500 — to working people facing sudden financial crises. A broken-down car. A medical bill. A utility shutoff. A last-minute flight to say goodbye to someone.
These are not failures. They are gaps. And a few hundred dollars at the right moment is the difference between a crisis that resolves and one that follows someone to work for months. Loans are repaid automatically through payroll, in small amounts each pay cycle.
Zero interest. Zero fees. Ever.
For your employees
The same emergency. Two very different costs.
Credit card
$4,300+
in interest alone
Over eleven years to clear at minimum payments. Designed to keep people in debt.
VIGA
$2,500
dollar for dollar
Six months, repaid quietly through payroll. No credit check. No collections. No judgment.
When a financial emergency hits, working people today have two realistic options — a high-interest credit card or a payday loan. Both are designed to keep them in debt. VIGA is a third option, returned with dignity intact.
Just a bridge, built into the paycheck they have already earned.
For your company
Zero cost. Zero liability. Real benefit.
Becoming a VIGA Supporting Employer requires no financial commitment whatsoever. Your only role is to confirm employment and process payroll deductions — exactly as you already do for 401(k) or HSA contributions.
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01
One click to confirm
When an employee applies, you confirm employment. That’s it.
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02
One payroll deduction code
Set up once — exactly like a 401(k) or HSA contribution. VIGA handles everything else.
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03
No financial liability
VIGA carries the loan. You carry nothing.
Speed
Most loans funded within 24–48 hours of your one-click employment confirmation.
What you gain is real: employees who arrive lighter and stay more present, a documented financial wellness benefit ready for ESG reporting, and the quiet knowledge that when one of your people stood at the worst door available, your organization helped them find a better one.
Sign one page. Add one deduction code. Change what’s possible for your people.
There is no cost, no fee, no minimum, no commitment. Most employer enrollments take less than fifteen minutes.
Become a supporting employer