Say yes to more customers — and get paid in full.
Vets, auto shops, clinics, dentists, contractors: when a customer can't cover the whole bill, VIGA bridges the gap and pays you directly. No risk to you. Ever.
Give your normal written estimate
Exactly what you already do. The customer applies to VIGA from their phone, right at your counter.
Collect the customer's share first
VIGA approves a set amount toward your bill. You're never exposed beyond it.
Bill VIGA on your dashboard — get ACH'd
Upload your invoice after the service; VIGA deposits the approved amount straight to your bank.
Paid in full, direct
No receivables, no payment plans, no collection calls — the customer repays VIGA, not you.
No processing fees
Unlike credit-card financing companies, VIGA takes no cut. The full amount lands in your account.
More customers walk in
VIGA routes borrowers to VIGA Accepted Here businesses — and hesitant customers say yes.
Free to join
No fees, no software, no subscription. One simple deposit authorization and you're in.
A team that can say yes
Give your staff a path to serve instead of refuse — better morale, better retention.
Community first
We prioritize businesses in low-and-moderate-income areas — your neighborhood prospers with you.
Log in to manage your donations and join our movement for good.